Type of Charges
|
Charges
in Rs. |
| NEFT |
|
|
0 TO 10000
10001 TO 100000
100001 TO 200000
200001 to 500000
500001 and Above |
2.00
4.00
12.00
20.00
40.00
|
| RTGS |
|
|
200001 TO 500000
500001 & ABOVE |
20.00
40.00 |
| LOAN APPLICATION
FORM |
|
|
Per Form |
100.00 |
| New Account |
Saving A/c |
|
Min Balance Rs.1000/- |
|
| Current A/c |
|
Min Balance Rs. 2000/- |
|
| Penalty |
Saving
/Current A/c |
For failure to maintain
Minimum Balance |
Per Quarter |
50.00 |
| Cheque Book Charges |
Saving
/Current/CC |
|
Per Cheque |
3.00 |
| Closure of Accounts |
Saving
/Current A/c |
Closed within six months |
|
200.00 |
| Closed within 1 year |
|
150.00 |
| Closed within 2 years |
|
100.00 |
| Closed after 2 years |
|
Nil |
| Unused Cheques |
|
When Closure of Account |
Per Cheque |
5.00 |
Inward, Outward
Return/ECS
Return/NACH/ACH |
Saving/
Current/CC |
For want of funds/Stop
payment & Any other
reason |
Inward Return Per cheque
|
250.00
|
| Outward Return Per Cheque |
100.00 |
Duplicate
Statement/Passbook |
Saving, R/D,
Pigmy, Loan |
Passbook |
|
50.00 |
| Statement |
Per page |
10.00 |
| Current A/c |
Statement |
Per page |
10.00 |
Loan Processing
Charges |
Term Loan |
Up to Rs.15000/- |
Nil |
| Rs.15001/- to Rs.50000/- |
200.00 |
| Rs.50001/- to Rs.100000/- |
300.00 |
| Rs.100001/- to Rs.500000/- |
Rs.300 + Rs.4 per thousand above 1 Lakh |
| Rs.500001/- to Rs.1000000/- |
Rs.1900 + Rs.3 per thousand above 5 Lakh |
| Rs.1000001/- and above |
Rs.3400 + Rs. 2 per thousand above 10 Lakh |
| Vehicle Loan |
Up to Rs.500000/- |
1 % of the loan amount |
| Rs.1000001/- and above |
Rs.5000/- + 0.50% above Rs.5 Lakh |
| Housing |
Up to Rs.500000/- |
0.50 % of the loan amount |
| Rs.500001/- to Rs.1000000/- |
1.00% of the loan amount |
| Rs.1000001/- and above |
Rs.10000/- + 0.50% above Rs.10 Lakh |
| Cash Credit |
Up To Rs.50000/- |
200.00 |
| Rs.50001/- to Rs.200000 |
500.00 |
| Rs.200001/- to Rs.500000 |
Rs. 500/- + 0.40% above Rs. 2 Lakh |
| Rs.500001/- to Rs.1000000 |
Rs. 1700/- + 0.30% above Rs.5 Lakh |
| Rs.1000000/- and above |
Rs.3200/- + 0.25% above Rs.10 Lakh |
| C.C. Renewal |
|
50 % compare to above New LPC |
| Penalty |
Cash Credit |
Non Submission of Stock Statement/Other papers |
Per Month
100.00 |
| Notices to Defaulters |
CC/Term
Loans |
Notice (UPC) per notice |
50.00 |
| R.A.D. per notice |
100.00 |
| Notice before suit file (with guarantors) |
600.00 |
| Advocate Notice |
200.00 + Adv.
Charges |
Visit Charges/Recovery
Charges |
CC/Term
Loans |
Defaulter’s Business/
Resident/Secured Property |
Per Visit |
100.00 |
Assignment/Reassignm
ent/Encashment |
|
LIC Policies |
Per policy |
50.00 + postage |
| Bank Guarantee |
Fully secured by the bank |
Rs.200 + 2% of Guarantee amount per year |
| Charges for Invoked Guarantees |
Rs.300/- Per Bank Guarantee + Interest @ 24%
on Guarantee amt till the date of repay |
| Solvency Certificate |
|
500.00 Per Lakh (Max. Rs.2000/-) |
| Additional Copy of Certificate |
Rs.100.00 |
| Pay Orders/D.D. |
New Issue |
Up to Rs.20000/- |
20.00 |
| Above Rs.20001/- |
20 + Rs.1 Per thousand
Max. Comm. Rs.2000/- |
| Cancellation of P.O/D.D. |
|
100.00 |
| Reissue of P.O./D.D. |
|
0.50% of commission |
| Safe Deposit Lockers |
Break open of Lockers |
As per Locker Policy |
| Locker Rent |
| Delay in Locker Rent |
| Locker Deposit |
Sale of Pledged
ornaments by Auction |
|
Loan up to Rs.5000 |
200 + Notice charge |
| Rs.5001 to Rs.50000 |
300+Notice Charge |
| Rs.50001 to Rs.100000 |
500+Notice Charge |
| Rs.100001 and above |
750+Notice Charge |
| General Charges |
Saving/
Current/CC |
SMS Alert Charges |
Per Year |
100.00 |
| Entrance Fee for Member |
Per Instance |
100.00 |
| Issue of Duplicate ID Card |
|
100.00 |
| Transfer of Share Certificate |
|
100.00 |
| Nominal Member Fee |
|
100.00 |
| Cheque Stop Payment |
|
100.00 |
| Confirmation of Spec. Sign |
|
50.00 |
| ATM CHARGES |
|
ATM Card Maint. Charges |
Per Year |
100.00 |
| ATM Duplicate Card |
Per Card |
100.00 |
| ATM Duplicate Pin |
Per Pin |
50.00 |
| Gold Loans |
|
Valuation Charges
Insurance Charges |
|
Per Lakh 150.00
Per Gram 5.00 |
| Pigmy Deposit |
|
Partly Closure / Partly Transfer |
|
3% of closure
/Transfer Amount |
| CIBIL CHARGES |
|
Individual
Commercial |
|
150.00
1000.00 |
| CERSAI Charges |
|
|
|
As per Cersai Charges |
| Bank Charges To ROC |
|
|
|
As per Actual |
Cancellation Charge to
ROC |
|
|
|
As per Actual |
